Lesson 1 of 4 · 4 min read
Asset allocation
How do you split your money between stocks, bonds and crypto?
Your risk profile sets the mix
Young with a long horizon? More stocks. Closer to your goal? More bonds/cash to soften the swings.
60/40 as the classic
60% stocks, 40% bonds is a classic balanced split. Not sacred, but a solid starting point.
Remember this
- Asset allocation (the split across categories) determines most of your result.
- Long horizon and strong nerves → more stocks; closer to your goal → more bonds/cash.
- 60/40 (stocks/bonds) is a classic, balanced starting point — not sacred.
- The best mix is the one that lets you sleep soundly during a crash.
There is a quiz for this lesson
2 questions that check whether it stuck. They live in the app, because a quiz nobody grades teaches nothing.
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