Lesson 3 of 3 · 3 min read
Long-term thinking
The boring strategy that almost always wins.
Time in the market
Those who miss the 10 best trading days (by stepping out) often cut their return in half. Those best days usually come right after the worst ones.
Final value
$78,139
Interest earned
$42,139
Monthly deposit$150
Annual return7%
Years20
You put in $36,000. The other $42,139 is pure compound growth. Time does most of the work.
Not checking = more peace of mind
Checking your portfolio daily increases stress and the chance you do something dumb. Once a month is enough.
Remember this
- 'Time in the market' beats 'timing the market' — almost always.
- Missing the 10 best trading days can halve your return.
- Those best days usually come right after the worst ones; stepping out is therefore risky.
- Checking less often = less stress and fewer dumb decisions.
There is a quiz for this lesson
2 questions that check whether it stuck. They live in the app, because a quiz nobody grades teaches nothing.
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